Chartered Accountant (SA) · serving all of South Africa
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Personal Tax Services

Personal tax, without the dread.

Your tax shouldn’t be a source of stress — it should be a steady part of your financial peace of mind.

Overview

Your tax, sorted — minus the stress.


Individual taxpayers in South Africa face their own challenges — multiple income streams, foreign income, or the tax side of new crypto investments. Get it right and on time, and you avoid penalties and worry.

Based in Gqeberha (Port Elizabeth), we look after individuals across the whole country, keeping you compliant with SARS and your mind at ease.

Income tax returns

Every kind of income, correctly declared

We take the guesswork out of your annual return, claiming every legitimate deduction:

  • Salaried individuals — PAYE, medical aid and retirement contributions, all aligned on your ITR12.
  • Commission earners — the right deductible expenses claimed.
  • Foreign income earners — declared properly, avoiding double taxation where it applies.
  • Sole proprietors — business income and expenses accurately reflected on your personal return.
Personal income tax returns for individuals
Provisional tax & e-Filing

Registration and submission, made simple

If you earn income beyond a salary, you're likely a provisional taxpayer. We calculate and submit your provisional returns (IRP6) so there are no year-end surprises or underpayment penalties. New to tax, or prefer a professional to handle it? We assist with your income tax registration on e-Filing and submit your returns for you, start to finish.

Provisional tax and SARS e-Filing for individuals
Audits, CGT & crypto

On your side when it gets complicated

A letter from SARS about an audit, arrears or a penalty can be unsettling. We act as your representative — managing audits, addressing arrears, contesting penalties, and handling objections and disputes. We also guide you through Capital Gains Tax on property or shares, obtain Tax Clearance Certificates for visas, emigration or finance, and provide specialised crypto-currency tax submission and advice.

SARS audits, Capital Gains Tax and crypto tax for individuals
Why Esti MaGuire

Your peace of mind is the priority.


You gain more than a tax preparer — a trusted advisor who cares about getting it right for you.

Personal attention

Every situation is different; we shape the work around yours.

Stress-free compliance

We carry the load and make sure submissions are accurate and on time.

Proactive advice

Beyond compliance, practical guidance to manage your tax well.

Confidential and secure

Your financial information is handled with the utmost care.

Good to know

Frequently asked questions

Not always. If you earn below a set threshold from a single employer, with no other income and no extra deductions, you may not need to. But it's often worth submitting if you have deductions to claim — like medical expenses or retirement annuity contributions — or simply to keep your tax affairs fully reconciled. When in doubt, ask.

Provisional tax applies to income that isn't taxed through PAYE — like rental income, sole-proprietor profit or investment income. You're generally a provisional taxpayer if you earn meaningful income that isn't a salary, or work as an independent contractor. Even if you're employed, significant extra income can make you one. We can confirm your status.

On a primary residence there's a large exclusion (currently R2 million), so if your gain is below that, no CGT applies. For other property or shares, the gain is added to your taxable income for the year and a portion is taxed at your marginal rate. It's a detailed area, and accurate calculations matter so you don't overpay.

Yes. SARS treats cryptocurrency as an asset. When you dispose of it — selling for cash, swapping for other crypto, or spending it — any profit can attract Capital Gains Tax, or income tax if you're trading. Keep careful records of dates, values and purposes. We provide specialised crypto tax advice and submission to keep you compliant.

Absolutely. We assist with SARS audits, manage tax arrears, dispute penalties and handle objections. Don't ignore correspondence from SARS — we can act as your representative, deal with them on your behalf, help compile the documents, and work towards resolving it efficiently while keeping your liability as low as legitimately possible.

Get started

Let's sort it out together.

Tell us a little about your situation and we'll come back to you. Or reach us directly during business hours.

Phone+27 72 604 6275
Emailinfo@estimaguiretax.co.za
OfficeOffice 10, Seagate Centre, Torquay Street, Summerstrand, Gqeberha
Send a message

Tell us how we can help.

Personal Tax Services South Africa | Esti MaGuire Tax & Accounting